Transition Assistance

It is a drumming rain this morning. Puget Sound weather was known for persistent drizzle with occasional sun breaks. It was good weather for rainbows. Lately, I’ve noticed a change. The environment is getting wetter, windier, and wilder. The meteorologists have noticed a change too. Their climate models have fallen out of their old patterns. They don’t know what’s coming next. I hope we get to keep our rainbows. I don’t know what’s coming next either; but of course, that’s the way most of my life is right now. Transition is upon me, and I don’t know where it’s taking me. With logic, I’ll sort out as much as I can. With luck, there will be help along the way. With wisdom, there will be pieces that just have to go with the flow.

The logical parts of my life are so engrained by upbringing and training that I frequently forget to mention them. Engineering teaches a mindset and philosophy as much as it teaches math and science. Break a big problem down into little choices and daunting tasks become doable. The steps in Joe Dominguez’s Nine Step Program for financial integrity (see New Road Map’s web site, or check out Your Money Or Your Life for details) provide tools to sort through choices that balance needs and wants, money and life. The resulting frugality means my terrible financial situation is made more manageable by focusing on my values. Eating out is too expensive, but I prefer my own cooking anyway.

Logically, I also know that I can’t do everything myself. One of the benefits of living on Whidbey, or any small yet caring community, is that support is available. On Monday, I’ll call up Hearts and Hammers, a local home repair program run by volunteers. My house has a window frame that requires repair beyond my skills and current finances. It is the south window, the one that catches the storms. Maybe they can help. I look forward to helping them after my finances recover.

More formal help has been harder to find. Eighteen years of working at Boeing and working at my own business for fourteen years mean zero unemployment benefits. The Boeing work isn’t recent enough, and my business has never made enough to pay me or the State unemployment fund.

Luckily, help arrives from unexpected directions. Yesterday started with a surprise email and call from an editor compiling an anthology of stories of men in middle-aged transition. A friend and client referred me to her because of my newest book, Walking Thinking Drinking Across Scotland. Within an hour she had an excerpt, two photos, my bio, and my portrait for a package she was sending out by the end of the weekend. A tweak or two later and more of my writing and message are ready to go out into the world along yet another avenue. (I enjoyed her description of my writing style. Evidently, I write about emotional awareness and spirituality as if I was speaking from the pub instead of the pulpit.)

A while later, Sandra Rodman of Right Brain Aerobics called to collaborate on a corporate consulting tools and subsequent e-book, and a think tank and newsletter. We even touched on a business that may make money by paying people to meditate. Sandra is helping corporations that are facing transitions. Old business models and even recently shifted paradigms are already out of date and are being replaced. She intrigued me with an interesting observation. The very people who are best at guiding others through transition are the ones who are already there, but being in the midst of this transition isn’t easy. Most of these pioneers and scouts, the two of us included, knew we had to set off into a tumultuous unknown. We’ll play a valuable role, but we must pass through hard times so we can empathize with those who follow.

As the day closed on dinner I got phone call from a friend who is using one of the most powerful hiring tools, personal help from the inside. I’m sure most companies have referral programs, but they are easy for the folks inside to forget about amidst their daily tasks lists. She, however, has gone through three years of even harder times than mine. One of the first things she did when she got her job was to reach out to people like me who she is eager to endorse for positions in her company. I salute one of my champions. If it works, you’ll read about it here, and I’ll reach out as she is doing.

Those last two friends together convinced me to rephrase one aspect of my consulting services. Yes, I consult entrepreneurs and artists, but I also consult with people in transition. A person choosing to change or being required to change can use some help, and it is best to get that help from someone who has experienced change. Let’s see. I’ve gone from engineer to voluntarily frugal to private karate instructor to millionaire to writer to photographer to teacher to speaker to consultant to necessarily frugal to . . .  ?

DSC_5375

Luck arrives too. I’ve noticed people say things like, “You could use some luck.”, “Your luck will come.” Lately, I’ve been asking them to repeat it and include the word, “good”. Considering the incredible string of not-so-good luck that I’ve had for the last two years, I think the rephrasing is worth a try.

Good luck dropped by when I told another friend about the referral. It turns out that yet another friend has an empty house within walking distance of that potential job, and it is all in an old, familiar neighborhood. It isn’t on Whidbey, but that job and that house, and that commute, and that salary would mean I could keep this house and my financial sanity.

The best luck can be the easiest to ignore. The car that runs fine. The heart that beats. The lungs that breathe. The experience that keeps my back pain-free despite stumbles. The chance glance out the window that reveals a momentary rainbow. The myriad of things that go right every moment, even if they don’t have to.

Wisdom is the most valuable. The good luck involved in winning the lottery jackpot would be appreciated; but wisdom is the hardest to describe with due humility. Partly that’s because the consequences of logic and luck can be immediate, yet the decision to follow intuition or to choose life paths based on personal values can only truly be called wise after a life has been lived. What’s more important than that?

Good logic and good luck and good wisdom are, well, they are what I am counting on. Good logic, good luck, and good wisdom are probably my best transition assistants.

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments

Pushing The Levers

This year set a record. My photos were on display and for sale every month through various venues. Nice coverage, and a compliment because most of the exhibits were by request. Today I sit beside my art outside Fine Balance Imaging, almost as part of the display, just like those summer days at Bailey’s Corner – except that this is indoors, it’s December, and I’m in a big, cushy, broken-in chair.  (Ah, a moment of optimism as a person walks by, stops, and pays attention to the display. Looks like I’ll get at least the traffic that’s headed to the rest room.) Today I push this lever. Yesterday I pushed some others. Tomorrow will be a different set. But that’s normal. Not even the Dalai Lama does only one thing.

Fringe

I know I’ve been more than busy enough when I look forward to power outages. Bring up the wind, take down a line, and I’m not the only one breathing a sigh of relief from a long list of chores. Whenever power on the island fails Facebook threads appear as people celebrate their externally imposed vacation. My favorite local group, The Rural Characters, even have a song about power failures. We gather at such times for simple pleasures, like sharing wine, comfort food, games, and stories. Candle light is appealing. And then in the song they finish by turning on the generator after everyone’s gone home. Sure they could’ve fired up the generator and kept the lights on and kept working, but the excuse is welcome.

Today though is a day for pushing some of those levers. My art is on the wall and in the display rack: The Overlooked Everyday Beauty of Whidbey’s Nature. Others capture summer sunshine, birds migrating through, and kids on the beach. I’m drawn to what we locals see throughout the rest of the year as well, the little vignettes accidentally arranged and only noticed as we walk along the sand, head down looking at what’s been washed up or is about to be washed away.

Soft Rocks - Twelve Months at Cultus Bay

Between the framed pieces and the floor rack of prints is a table of my books. All of my narratives are there: stories about bicycling across America, year-round travel in Washington’s Cascades, and even the book about personal finance. The book that isn’t there is the most popular, Walking Thinking Drinking Across Scotland; but, it’s an e-book. A pile of electrons just isn’t the same.

Walking Thinking Drinking Across Scotland

Living in a place like Whidbey, or the Outer Banks, or in some ski mecca, has financial implications. Some are able to live here because they have more than enough money. (I was almost there, and hope to get back there.) Some are able to live here because they have a well-paying job, but they pay for it with long commutes. (Which is another opportunity to link off to another Rural Characters’ song.) Many that live and work on the island do so with business cards that are crowded with job titles, or have a spread of cards to cover each business. Look around most vacation spots. The local businesses are usually selling more than one good or service, and the residents are frugal. Artists are also bookkeepers-for-hire. Authors are also marketers-for-hire. One guy is a gardener, nursery operator, and part-time paleontologist. There’s money in those mammoth bones that hide on our beaches.

My mix is consultant for people in transition and for creatives, artist, author, and speaker. Every aspect is gaining traction, but not enough to appease the mortgage company – yet.

Lifetime careers exist. They may appear to be in decline, but I know plenty of people that have had the same job for decades. The expected trend is that we must get comfortable changing careers several times in our lives. I’m in the midst of one of those transitions. They aren’t easy, but they can be positive.

Change is the only constant, and considering the pace of technological change I’m not surprised to hear that changes in careers and lifestyles will become more common. Being willing to change becomes a necessity. For those with a karmic view, accepting change makes life easier, fighting change makes life much tougher, ignoring change leads to change being forced upon the changee.

I’m willing to change, and am trying many things to find which path or paths are the way to go. It hasn’t been easy, and maybe I’ve already taken the right steps. Many have assured me that this will all work out alright and that I’m doing the right things. Glad to hear it. Imagine how hard this would be if I wasn’t willing to try new things.

Then I look around at people and organizations that are fighting or trying to ignore change, and I feel sorry for them. Resisting change rarely ends well. Old-style financial institutions, bureaucracies, and data deniers, are only delaying and intensifying the abruptness of their eventual change. Iceland went the other route. They had a financial crisis. Rather than try to prop up dysfunctional banks and politicians, they overhauled the government and forgave mortgage debt across the country. The change was hard on some, and inequitable in some ways, but the change was quick, fixed many problems, and allowed the country to progress. Germany’s response to the energy crisis has been to switch to new forms of energy. Sweden went so clean that they’ve had to import garbage for their incinerators. The Netherlands don’t debate climate change. They prepare for it, because the cause isn’t as important as the effect.

Those countries aren’t limiting themselves to trying only one thing. They’re working as many levers as they can and watching the change.

Meanwhile, I am dismayed to see the US government pushing the same old levers while ignoring the changes in finance, technology, nature, and civilization. The eventual change may not be pleasant.

I hope I’m pushing the right levers. I’ve never felt so at home as I do in my house and on Whidbey. Maybe there’s better somewhere else. I’m willing to change, but maybe my change is to stay where I am, in some different way. Stay tuned.

Hmm, I’ve been pushing these levers. I wonder what would happen if I pulled them instead.

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Good News Reminder

Last week I counted my blessings; or at least created a list inspired by Thanksgiving. There’s a broader, more global list. Let’s see where this more global exercise takes me. (Writers beware, I begin this without a mental outline or a goal in mind. Scary, eh?)

The economy is improving.

The US election is over.

  • Whatever your philosophical, ideological, political, or habitual leanings, the US federal elections once again were one of the most peaceful in the world.

Nature continues to impress.

Sudden wealth happens.

  • Hey, I’m glad to see someone win the lottery. (And I look forward to it being me. Trust me, I’ll share.)

Community is becoming the norm.

  • Thanks to the internet, people are connecting up with less regard for borders. Support happens. So do celebrations.
  • Thanks to digital media, story, both fiction and non-fiction, is permeating the planet with fewer gatekeepers and censors.
  • Thanks to gas prices, oddly enough, people are spending more time with neighbors and reinforcing physical community.
  • The Whidbey community has witnessed the power of community via drewslist, something that the rest of the world may witness soon.

Health is improving.

  • Lifespans are increasing.
  • Infant mortality is decreasing.
  • Alternatives to western industrial medicine are gaining proponents, improving lives, and doing so at lower costs.
  • Local and organic farming is coming back into favor.

Technology is improving.

  • Renewable energy is becoming mainstream.
  • Decentralization is democratizing real power.
  • New tech can do the same job with less power, resources, and hazardous materials.
  • Cars are becoming more efficient.

Alternative lifestyles are more accepted.

Is the list complete? Of course not. You’ve undoubtedly thought of several that I’ve missed. Put them in the comments. Make this list longer. If there’s anything the world needs more of, it is good news. And as a conversation on facebook (and my recent post) reminded me, sometimes we just have to stop, step back, and take a look around.

Scatchet Head Rainbow Sunrise

Scatchet Head Rainbow Sunrise – the view on this morning’s walk.

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , | 1 Comment

Take A Breath

Take a breath. Step back and look up. I didn’t do much of that for the last two weeks. The first half of that time I was helping a client with their manuscript. The second half of that time I was preparing and publishing my newest book, Walking Thinking Drinking Across Scotland. Hours and days of staring at the screen. There is a time for everything, including a time for work and a time for play. A time to lean forward and concentrate and a time to stand back and relax. That’s true for me. That’s true for we.

I’m definitely in work mode. Partly that’s because a lot of long term projects, like five-year photo essays and introspective travelogues, are finally coming to fruition. Mostly it’s because I’m trying to make enough money to pay the bills. Regular readers have heard enough about that. Anyone new who is interested, scroll back through the posts. That’s what they are there for. (Maybe start with Rule of 7.)

The good news is the wealth of tools available to individuals. The photo essay and book I’ve just mentioned would have taken a lot of darkroom work and months of negotiations with agents and publishers twelve years ago. Now, with some hired help it all gets done for less than most folks spend on a vacation. My friend and client may have moved his book ahead a few months by using my fresh eyes to see the missed words and commas that are filled in within the mind of the author. But, the important part is the amazing amount of creativity and productivity that is unleashed by decentralized tools empowering people.

Use some of those tools and it is easy to fall into them, learning their nuances, bumping up against their limits, and eventually producing a personal creation. It becomes a positive self-reinforcing cycle. Ah, I created my first whatever. Now I know how to create a better second whatever. There’s a bit of a pause after the first, that allows for the reflection, which produces the improvement in the second. Take a breath, find a new perspective, and things improve.

For the last two weeks, I’ve been so focused on this computer screen that I have to make sure I step back and stand over by the window every hour or so. Otherwise my back tries on a new shape, my eyes forget that they can focus at more than one distance, and various muscles are either over used or almost neglected. I know it is time to take a break when I feel my neck and jaw tightening.

I’d like to celebrate the publication of the book (and the subsequent sales on amazon – on sale for $2.99!) by taking a step back and catching my breath for a few days, but many projects have been neglected in the meantime. Fewer resumes have gone out (though I edited them a bit at the specific advice of a few friends). I still have to get around to sizing a wing for a collaboration. (Unfunded, of course. Anyone want to help create a new kind of airplane?) There’s research to do for a philanthropic incubator. Consulting proposals for my business aren’t going to be written by anyone else. And we finally booked a date (January 26/27) and venue (Mukilteo) for the next self-publishing workshop. Details must be arranged.

Work and money and life must be kept in balance. For a while I lived my ideal. The mornings were directed towards making money. The afternoons were spent with life maintenance. The evenings were for socializing and definitely for dancing. Each day was different, but the proportions were about the same. Life is different as my money has temporarily departed my vicinity. I look forward to the swing of that balance, and the increased balances in my accounts.

It is common to say that our culture is out of balance. Too much work and not enough play; and the work isn’t very efficient and the play is too proscribed – on a societal scale. Sometimes I think we are fixated on a few topics that are important, but are unproductively elevated to extremes. I’m not surprised. Those issues are important, engage people’s passions, and are usually hard problems to solve. Their advocates may feel that they never get enough support, so they shout louder and raise the stakes higher. Soon, important but dull things like bridges are neglected.

Washington State’s legalization of marijuana surprised me. It’s almost as if, amongst the big debates in other states, tucked away in the upper left hand corner of the map (because you know they’ll draw Alaska in the Pacific beside Hawaii), some folks spoke up just loudly enough, we all took a collective breath, probably inhaled, and voted in legalization and may help prompt the repeal of marijuana prohibition. (A little more than a week away within WA.)

I wonder what we’d accomplish if we dialed down the national debates for a while, took a collective breath, maybe inhaled (just kidding, sorta), and took another look at our collective situation.

And then I turn that mirror to myself. I learned that lesson. That was why I went to Scotland. I needed and wanted to take me away from an increasing workload, force me to look at something other than a computer screen, and to simply walk and breathe for three weeks. I didn’t do it to write a book, but the walk changed my life. A small, simple thing happened. I found joy. How could I not write about that?

I’ve got a long list of things to do in addition to what I listed above. I continue to abide by my Rule of 7, which means I probably won’t be taking many days off. But I think that after I post this, and share it out, I’ll take my cup of tea and go stand by the window. Maybe the mountains will be out. Maybe the whales will be swimming by. Maybe some simple thought or thing will wander in while I breath.

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , | 1 Comment

Someone reblogged my post to their site. Thank you. So, they’ve inspired me to repost it to my site. Welcome to my new book, Walking Thinking Drinking Across Scotland. One man’s search for joy – or at least a Guinness or some good whisky.

Tom Trimbath's avatarA Walk Across Scotland

Welcome to the world, a new book is born. Walking Thinking Drinking Across Scotlandwent “Live” on amazon for kindle last night. It feels so good to see the book up there, out there, and ready for readers.

Two years ago I walked across Scotland, for a lot of reasons:

  • partly to commemorate the ten year anniversary of my life-changing bicycle ride across America;
  • partly to celebrate the popularity of the subsequent book, Just Keep Pedaling, and my subsequent redefinition as a writer and author;
  • partly because I figured a vacation was a cheaper and more effective cure than modern medicine for stress relief;
  • and, of course, because I’ve always wanted to visit Scotland, its land, its pubs, and maybe a distillery or two.

When I bicycled across America I did it to lose weight. I bicycled from north of Seattle to south of Miami and ended up at…

View original post 396 more words

Posted in Uncategorized | 1 Comment

A Tale Of Two Views

The last few days had some highs and some lows. I decided to write about both, but some folks only want to read about the upbeat and some folks are more interested in how I am surviving the struggles. So, today I post three posts: this post which has this short explanation, and two other posts linked from here so readers can choose which story to read. And, of course, you can read all, either, or none.

The upside: Affordable Luxuries
The downside: Mortgage Company Tactics

Be assured, I’m writing the upside second because I don’t want to dwell on the downside; but, I write about both because both happened.

Ah, life can be a tangle, eh?

Posted in Uncategorized | 2 Comments

Affordable Luxuries

Giving thanks on Thanksgiving is one of my favorite American traditions. I think it would make a fine global tradition. Okay folks, let’s pick a date that makes sense for everyone. The day after Thanksgiving I reflected on how much I enjoyed the day, yet nothing I’d done was exotic, expensive, or complicated. Several people have complimented me on my attitude amidst my financial troubles. I give credit to living simply, frugally, and consciously; lessons I’ve learned from several sources; my parents, an excellent Nine-Step program, various bits of wisdom floating through culture. They add up to an appreciation that is priceless.

Ironically, or maybe because of it, I recognized this on Black Friday. Shopping was being celebrated across America, on an unofficial holiday that is the antithesis of appreciating what we already have. A pair in contrast: Thanksgiving, thanks for what we have; Black Friday, getting more – though, every purchase is a gift for someone else, right?

Thanksgiving was a day of cooking, eating, and drinking. I enjoy cooking. It isn’t a chore, it is a joy. I cook simply: turkey, stuffing, mashed potatoes, steamed vegetables, and spice cake. I eat slowly, and enjoy. Cook’s bonus, nibbling throughout the day; from prep, through tasting, through dinner, then nibbling on bits as leftovers are put away. Drinking wasn’t more complicated than brewing a pot of tea, uncorking a bottle of wine (probably the most expensive part of the meal), and then brewing another pot of tea (loose leaf from my friends at Dandelion Botanical.) It was a one man show, which meant visiting the kitchen for fourteen hours of cooking and cleaning. (I’m still proud of my kitchen sink sculpture and share it here again.)

Most days aren’t spent in the kitchen. That was a feast day. Most days that time is replaced with doing work I enjoy, enjoying where I live, being glad to be part of my communities. One handy thing about being a gregarious moderate is that I know right and left brain types, liberals and conservatives, optimists and pessimists and those who see both sides, rich and poor, mainstream and highly unconventional folks. Conversations can be fascinating. I purposely chose Whidbey and this house, my home, because a life is quiet and simple here. A walk down the street is a walk that some fly thousands of miles to enjoy. A walk down the hill gives me a million-dollar view and access to untrammeled nature.

My consulting, my writing, my photography, my teaching, are all things that take very little in terms of equipment, and connect me with my passions of people and ideas. Listening, then helping, someone with their project and their passion is immensely gratifying. Providing a simple perspective on nature and culture is natural for me through my words and photos.

For years I did things that should make me happy. It wasn’t until recently that I learned that the happiness was internal and could be found by being aware of my emotions, and allowing intuition to chart a course that follows them whether logic applies or not.

Welcome to the theme of my book about Scotland. The book looks like it is only about walking across Scotland, but the story is really about the internal journey. Here’s an excerpt where I learned a simple way to find joy.
“A smile could turn into a chuckle and a laugh and, as long as I stopped before hysteria, I’d found that I’d enjoyed a bit more of the day.”

A similar thing happens when I dance. When I dance, I smile. I recognized that soon after moving to the island. I enjoy introspection for awareness, understanding, and growth; but, I realized that there was no need to analyze the feeling. The trip to joy was surprisingly short. Why purposely lengthen it and turn an easy celebration into a momentous feat?

Entertainment doesn’t have to be expensive. Even movies and games don’t have to cost much. DVDs, Netflix, Yahtzee, old computer games, books, and music don’t cost much to buy and last so long that the amortized costs are incredibly low. I’d even go to the movies here on the island if the price of gas wasn’t so high. One downside of moving out of Langley is not being able to walk to The Clyde which only charges a few bucks for new movies, and a dollar for popcorn. And, of course, the cheapest and most valuable entertainment is spending time with friends.

There are plenty of other affordable luxuries. Seeds don’t cost much, and can produce many kinds of value – as long as the slugs, bunnies, and deer don’t harvest first. Meditation is free. Running and bicycling are somewhat expensive, but not really compared to golfing, skiing, and boating. Karate, at least the way I practice it, is as cheap as meditation. Sleeping in is wonderful. A fire, either in the fireplace or outside (where legal of course), creates ambiance and warmth; and can be a focus for socializing or reflection. Even a candle can suffice. Light a candle at dinner for two, or light a candle as a sign of hope, or just light a candle to light a candle.

Mix and match out of that string, add things I didn’t include, (oh yeah, I just remembered affection and intimacy and such, but that’s another story), and it is easy to fill a day.

I buy lottery tickets. Like I say, I am an optimist. When I had a lot more money I dreamed of winning the lottery and buying this, doing that, giving here and there. As I’m passing through this time I realized that what I want to buy with winnings are certain feelings. Yes, I’d pay off the mortgage; but the main benefit would be the relief gained from security. Yes, I’d renovate the house and car and computer, but the main benefit would be the feeling of ease to get things done. Yes, I’d give here and there, because there are people that would appreciate good news. I’d probably even host a dance party because that would be a lot of fun, and that’s a good enough reason.

We live in a society based on money, but after the essentials are acquired, there is a lifetime of luxury available that doesn’t cost much at all. Enjoy.

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Mortgage Company Tactics

Yesterday I got The Call, the call from the mortgage company when they switched from good cop to bad cop. The call was expected. The tone surprised me. My options are clearer now.

The call was expected because October’s payment was very short, and didn’t get to them within the grace period. I knew it was going to be short, but I thought I’d mailed it on time. Some of my backup plans for generating money are gaining traction: my consulting and art revenues are up; and the sum of “we’ll call you about work when we get a few things sorted out“s should add up to something significant soon. The primary plan, my stock portfolio, hasn’t been doing so well. Selling stocks has been the source of almost six years of living expenses, including mortgage payments. All of them are trading at less than $3/share, despite buying them at far higher prices and holding them through profitability (except in two cases). I continue to advocate for Long Term Buy and Hold (LTBH), but I’m running into personal Long Term limits. Plan D, the plan in place in case Plans A, B, and C don’t succeed, is selling the house. Even a price drop hasn’t generated any traffic.

What surprised me about the call wasn’t apparent until after I hung up. It was intense, ungracious, and accusatory. It wasn’t until the phone was parked in its station that I realized that we were trying to have two conversations. I was trying to discuss a financial arrangement, my circumstances, possibilities, contingencies, and intent. She accused me of playing hardball, of living in their house for free, basically trying to cheat them out of their due. Her half of the conversation was directed at the negative and emotional. The sneaky part that made me recoil in the moment was when they insisted I give them access to my checking account, as if they should have more control over my funds than I do.

This was a shock, especially the morning after a Happy Thanksgiving.

I learned a few surprising things.

  • One, I know that I don’t expect to live here for free either, and in good faith I paid what I could. It turns out that any partial payment is ignored, put into escrow and not counted for anything. (Yes, Stephen, you were right.)
  • Two, she was adamant that, while people have been living in houses for free recently, that no longer happens and that they will remove me. (Anyone have any evidence of that?)
  • Three, that they never referred to the terms of the mortgage agreement, specific clauses, paragraphs or legalese.

It’s that last one that strikes me now. It’s taken that long for the emotional turmoil to ease for me to see our different points of view. I see buying a house as a financial arrangement. We agree to terms. We each do our best to meet the contractual obligations. If for some reason those aren’t met, then the contract contains clauses, contingencies, and procedures to rectify any shortcomings. I plan to abide by those. They never mentioned them.

So, as I sit here typing, and my chest tightening a bit as I replay the event, I wonder what those terms are and whose paperwork applies.

I bought this house, the only house I’ve bought that I have truly called home, in January 2007. (Thank you, Kathryn Hawkes. It only took us a year to find this place.) So, in almost six years the mortgage has gone from my preferred local bank, Whidbey Island Bank, to Crossland Mortgage, to Bank of America, to Green Tree, who just UPS Expressed Enveloped a letter to transfer my mortgage to Quicken Loans (at a very nice interest rate). I’m pretty sure I only signed paperwork once, with my local bank. Do those terms and conditions apply? If I’d asked, would she have had the appropriate terms and conditions available to her? If the terms and conditions have changed, then what is the validity of the subsequent contract if I never signed off on the changes?

I suspect I’ll be finding answers to these questions, unless I make enough money from my stocks, my business, a job, a windfall, or by selling the house.

I’m glad that a logical part of me survived their emotional onslaught. The assault was successful enough that it ruined a day, and caused me to cancel a meeting with a friend who is rarely met except through facebook. I’m saddened when I consider the effect their tactics must have on people who emotionally respond to the threats. No wonder some people literally spend days under the covers after some of these encounters.

I never expected to witness such an event. I expected companies that succeeded to have stocks that succeeded based on the worth of the company. If that was the case the mortgage would be paid off by now. I expected fifteen months of applying for jobs to have resulted in a job that pays at least well enough to maintain my frugal lifestyle. And as an entrepreneur and artist, I am an optimist and know that what I do and what I create is worth more than enough – though that isn’t fully reflected in my bank account, yet. And I know that this house is worth what I am asking. The view alone is worth it. (The view within a short walk is even better.)

a short walk from my house

Once upon a time I was assured that I would succeed in unexpected ways. Well, the unexpected is happening. Next comes the success.

In the spirit of Thanksgiving, a few hours after the call I was thankful that, even though I’ll take almost any job, I wouldn’t want hers. I felt sorry for her. Either she’s had that tough of a life, is required to act that tough, or uses it as anger therapy venting herself onto strangers. How many people like her have such jobs? I don’t want to know.

Stay tuned, because we’ll both find out how this plays out. And thanks for reading.

Now for a mental and emotional sorbet go look at some pretty pictures (they might as well be mine) and then read the upbeat post by reading Affordable Luxuries.

Posted in mortgage, Uncategorized | Tagged , , , , , , , , , , , , , , , | 2 Comments

Happy Thanksgiving 2012

Here’s a Thanksgiving post written as my writing kept me company for the day. I could put this in a notebook. I could write this on paper and ritually offer it in some fire. I could leave it in my mind. But why not store it on the web where I can recall it and find it from anywhere?

Whether you read the rest or not, Happy Thanksgiving – of all the holidays celebrated in the US, this is the one I think the world should celebrate because it is amongst the heights of our cultural contributions. Maybe it makes up for our reality shows.

Thankful for, and in no order except chronological:

  • A full propane tank; well, 80%, but they always have to leave 20%; and 80% should get me through the winter and spring.
  • My skills, talents, experiences, the gifts that living has brought.
  • Health, of various types
  • Wine, How many grapes went into any bottle? Amazing.
  • Tea,  simple pleasures
  • Bacon, decadence
  • Thanks to all of the plants and animals that have sustained my life. I wouldn’t be here without you.
  • Good furniture bought to last that’s with me decades later, like this stout kitchen table patina-ed with past feasts.
  • Hardwood floors that are easy to clean and fun to dance on, ah, the memories and the expectations.
  • The power is on, not a given on the island.
  • Drewslist, and of course Drew Kampion.
  • My house, my home, good roof, walls, floor, heat, light, plumbing, shelter.
  • My view, the world, and specifically the Olympics, Puget Sound, and Cultus Bay.
  • Nature. Yep.
  • My ancestors, for their efforts and their struggles and their perseverance.
  • I’m glad I like to cook and I’m glad I like my cooking.
  • Friends and family, in thoughts, at least.
  • Patrons and readers, otherwise why do it; well, I guess I might do a bit for myself.
  • Customers and clients, glad and happy to help and a source of true joy.
  • Earth, Sun, Moon, ancestry at the galactic level.
  • Frugality, an appreciation for the value of all that surrounds me.
  • Clothes that last and are comfortable.
  • Self-esteem, self-made.
  • Dancing, I dance I smile, and my partners tend to smile too.
  • Books, those I read and those I write. Imagine all of the work that went into a library.
  • Movies, modern books because story is story.
  • My various communities: liberal and conservative, conventional and un-, young and old, men and women, right-brain and left-brain and ambi-brain.
  • Faith, hope, serendipity, synchronicity, and optimism and enthusiasm.
  • And this little space heater that’s taking the chill off now that the cooking is done.

And thanks to ritual.
Thanksgiving – a chronology of a ritual
Welcome to my ritual. I somewhat mimic a bit of what my mom and her sister prepared for the big Thanksgiving dinners of my childhood. I’ve enjoyed holidays at others’ houses, but since I moved away from home I’ve found that this ritual reminds me of home and family. It is a simple thing, yet valuable, and I’m always glad that I respect it.

  • Begin daily morning commiserations – skip that – think about the logistics of cooking – skip that – get up and go for a run and make some endorphins.
  • Run.
  • Stretch while watching Hannah Hart’s, “My Drunk Kitchen: Thanksgiving for Juan” (Juan = one, get it?).
  • Make tea.
  • Plug in an epic movie for background (LOTR) Cue up Fellowship of the Ring.
  • Remember, it is a feast; use the whole onion – without the skin of course.
  • Prepare for hours of dishwashing.
  • Carhartt bib overalls, better than any apron for a day of serious kitchen time.
  • Stuffing stuffed. Turkey in the oven.
  • Take a break to play a game. (Which crashed, maybe Civ III isn’t compatible with OSX 10.6.8)
  • Ok, time to grab a bottle from the collection so it can be properly chilled. A 2005 Trimbach (any relation?) Reisling, which I’ll leave outside because it is about 42 degrees and just about right.
  • Fill a main course cooking hiatus (turkey takes three hours, potatoes and stuffing take one) with making frosting for dessert. Hmm, frosting.
  • Lick beaters and bowl.
  • Wash dishes.
  • Play a game.
  • Put weeks of work away so I’m not distracted by my various projects.
  • Well, that uncovered a bill or two. I’ll look at them after the first, or second, glass of wine.
  • Back to my tea and a game.
  • Nearing noon. Potatoes must be peeled.
  • Two Towers time.
  • A peek in the oven and the bird is browning nicely.
  • Boil those potatoes.
  • Open that wine.
  • Potatoes mashed.
  • Veggies steamed (with herbs from the yard and some blue cheese.)
  • Stuffing out of the oven.
  • Turkey out of the oven (and an eleven pound turkey is heavy.)
  • Carving, er, chunking of the turkey
  • Lay it out, plate it up, eat, drink, enjoy.
  • Wine isn’t supposed to age in the bottle, but this is some strong wine.
  • Nap? Why, thank you, I think I will.
  • Hey, I forgot dessert! Hey, I remembered dessert!
  • Squeeged the steam from the windows so I could see outside.
  • OK, time to dive into a pile of pots, pans, and scrubbing.
  • Thanksgiving kitchen sculpture
  • More tea!
  • The stock is already simmering, and it isn’t even dinnertime.
  • Leftovers stored in the fridge.
  • Culinary plans in mind.
  • Make a salad with, surprise, fried chicken instead of turkey. The local and excellent grocery, The Star Store, has fried chicken half off after 5pm. I was there yesterday and took advantage of the excellent deal.
  • Yet a different surprise, a request for art as a gift, effectively a commission. I’m intrigued. Yes, I’ll see what I can do.

Is the chronology complete? No, but I’m not going to wait until I lay in bed before hitting the upload button. I hope you have things to be thankful for, and the chance to enjoy them.

And with that, I thank you.

Posted in Uncategorized | 1 Comment

My Jobs Report Month 15

The good news: I was too good for the job. Welcome to month 15 of applying for jobs. This is a habit I want to break.

Within the last month everything changed, or at least that’s what the political dialogue suggested. Yes and no I suspect. Yes, I suspect the Republican party will undergo a revolution of sorts. Maybe some of the secession talk will act out internal to that party. No, the balance of power and the effectiveness of the government may not have changed much. I’ll stay tuned. The great debates have little effect on my life except to provide wonderful material for Stewart and Colbert.

I watched some of the coverage because I do care, and am interested; just not to the level of many others. I also enjoy good oratory, which is why I watched Rachel Maddow’s marvelous post-election synopsis and President Obama’s acceptance speech. One line from his speech resonates with me. “If you are willing to work hard you should be able to find a good job.” I agree. Friends are more likely to tell me that I am working too hard, not hard enough. Allow me to pair that quote and my circumstance with something I’ve heard more than once. “We decided to hire someone else because you’re too good for this job.” No, really, I can be as bad as you want.

My backup plans continue to progress at various rates. Of course, I’ve been busy applying for jobs, which is my Plan C. Really, the compliments are nice. Hopefully, the resume changes inspired by the resume consultant will help. Plan A, my investments, continues to languish. Plan D, selling my house, where dropping the price $15,000 has had no effect. But Plan B, my business, has been very busy.

In the last month, I’ve been – pause to catch breath before launching into this list – proofreading a client’s book, helping publish another client’s book, selling art to patrons who couldn’t get it off their minds after seeing it at the Studio Tour, helped a few clients with their businesses and social media platforms, met for several collaborations, gave a few talks about publishing and art, committed to a collaboration for a publishing workshop, installed art at a local venue, worked on my next book, edited a description of my consulting services for a specific audience by request, and taught yet another class in social media. Add it all up and the business checking account was able to reimburse my personal checking account. After over a decade and eleven months my business may actually turn a profit.

On a more basic level, I also had a carport sale, sold my class ring, sold my membership in a local club, and sold the last of my Pixar posters on eBay. Throw in a very nice gift and my checking account is healthier than it has been in months, maybe since I’ve been applying for jobs.

Pixar shareholder movie poster

Add it all up, subtract what it takes to live, and my net worth has dropped enough that I found it necessary and prudent to only send in a partial mortgage payment. The mortgage company got the check this week. Last night, UPS drove to my house far later than I’ve seen them on the island, and delivered an Express Envelope. Inside was a one page letter from the company my mortgage company wants me to refinance through. Stay tuned. I’ve done the math. My expenses aren’t the issue. The issue is my income. I’m a fan of living on less than I make, but making zero makes it hard to live on a negative number.

Aside from the consultants and coaches, I’ve received some wonderful insights from people who’ve quietly approached me with their stories. They were quieter amidst their challenging times, and support me telling my story here. They also passed along anecdotes that speak to a non-denominational faith. As one friend put it, “You step off the cliff and hope to grow your wings before you hit the ground.” One friend told me how she didn’t have the money to drive to an interview, looked down, and saw $26 on the sidewalk. Another found the best technique, networking, working for her. One of her friends talked to another and she had an offer for a nearly six-figure job by the end of the week. I’ve heard some enticing possibilities from my network. Now’s the time to move from enticement to commitment.

Some find money on the sidewalk. I am feeling good about my business. Potential clients are becoming paying clients, and we both enjoy the experience. (Paraphrased: “I thought working through this was going to create an ulcer, but you kept that from happening.”) Emphasizing the balancing of life and money, what I’ve been encouraged to call “Consulting For Life in Transition“, fits well with my passion for helping people. People who have complimented me on my art are calling back to buy it. Helping people polish and publish their manuscripts and books feels good too; and, is good practice for the release of my next book. (One man’s walk across Scotland – due out on Kindle by Christmas, really.) I wonder if my years of effort have finally satisfied The 10,000 Hour Rule, which historically has been an accomplishment that has marked the celebration of the overnight success.

I’m writing this a few days ahead of the monthly anniversary. That’s partly to work through so much of what’s going on in my head. My various Plans take up so much time that I’m working until 8 or 9 each evening. There hasn’t been much time for reflection and I suspect a part of me wants to get this out and off my mind so I can relax and enjoy on Thanksgiving.

Those friends who’ve been through similar circumstances tell a common story that I’ve witnessed too. Amidst turmoil and anxiety is an appreciation for joy in the moment. There may be less time for reflection, but as moments of joy pass by they stand out in such contrast that they are much more noticeable. I now recognize that they are always there. Want to know why I’m really writing the book about walking across Scotland? That’s the theme. Joy’s the theme. The beer and whisky were fine, but I found the awareness of the every-presence of joy there, and here now too.

Today I have a few other things to do. The gift to my checking account was delivered with a requirement that I get a haircut and beard trim. Sure! I’ve got to visit the bank and make deposits. Ah. And I get to bake dessert tonight for tomorrow’s feast. The first Thanksgiving was celebrated by people who understood basics: one group that was recently re-educated by another group that understood them for generations. I celebrate the day by replicating a bit of what my mom and her sister cooked when I lived at home: turkey, stuffing, mashed potatoes, and more. Of course, the stuffing will be gluten-free cornbread and bacon, I won’t have to sit at the kids’ table, and there will be a nice bottle of wine; but, you get the idea.

Happy Thanksgiving, and I give thanks to you who are helping me see this through. (Let’s make sure the Christmas post isn’t a report from Month 16.)

Here are some links to my books and my photos for those who want to shop online. The photos are prints, of course, but they are also available as gift items like mugs and such. Call if you need help with the sites.

My non-fiction books on amazon  (Just Keep Pedaling, Twelve Months at Barclay Lake, Twelve Months at Lake Valhalla, Twelve Months at Merritt Lake, Dream. Invest. Live.)

My photos of Whidbey Island and the Washington Cascades

My books of Whidbey Island photos

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment