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Recent Posts
Tag Archives: housing
A Home Loan To Retire Anxieties
A nice way to start the day, sending out a ‘thank you’ email, arranging to pay an overdue bill, contacting a doctor I actually enjoy visiting, and a hopefully scheduling a massage. Money makes things move. For several months I’ve … Continue reading
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Tagged debt, frugal, frugality, HELOC, Home Equity Line Of Credit, housing, investing, mortgage, mortgage modification, MVIS, personal finance, poverty, real estate, refinancing, stocks, Whidbey
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Affording Affordable Housing
“We need more affordable housing!” So goes the cry in the country. I think we need to review those words, and their connotations. A different emphasis may be more useful. And that ‘we’ can include me – if I had … Continue reading
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Tagged affordable housing, housing, Living Wage, real estate, real estate broker, Whidbey Island
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Waiting And Tea
Step one (and two): fill the kettle and turn it on. Listen to it burble while beginning to type. There’s a lot waiting in this weird world. Even deciding to sit and sip a cup of tea takes time. Maybe … Continue reading
Health Insurance Confusion 2019-2020-
Neglecting to click one button leads me to a health insurance bill of over $1,200, and there wasn’t even a doctor’s visit or prescription or consultation involved. I called my health insurance company to clear up a lost $90 payment, … Continue reading
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Tagged health, health insurance, healthcare, housing, insurance, mortgage, ObamaCare, personal finance
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Yet Another Mortgage Story
I think this makes seven or eight, but without driving home and diving into decades-old statements I can only estimate that my little house, my home, has had over a half-dozen mortgage companies/servicers in just under thirteen years. About every … Continue reading
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Tagged credit, Dream. Invest. Live., finance, housing, mortgage, mortgage modification, personal finance
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Have Paint Will Play
Well. (I started that way just to tick off a writer friend of mine.) I did it again. I played with paint. So many of my friends are painters that if I tried to list them all I’d accidentally skip … Continue reading
Triple Whammy Eighth Anniversary
My ride through America’s wealth classes continues. Thirty-one years ago, I retired. (See my book, Dream. Invest. Live. for details.) Ten years ago, my portfolio was about to dramatically recover from the Internet Bubble, a divorce I asked for, and … Continue reading
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Tagged AMSC, consultant, DNDN, Dream. Invest. Live., house, housing, investing, LTBH, mortgage modification, MVIS
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Minimum Wage Housing
This isn’t about me and my personal finances directly, but it makes me think. Finally, the minimum wage is rising. Local governments are realizing that the people who run their cities and towns need to make enough to live in … Continue reading
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Tagged American Dream, assets, Dream. Invest. Live., expense, housing, income, liabilities, minimum wage, personal finance, real estate, Whidbey Island
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My Mortgage Modification – Five Years Later
Almost five years ago I reached a major milestone. “The short story: I get to keep my house, and here’s how it happened.” – My Mortgage Modification Chronology This month I have progress to report. What? You thought that was … Continue reading
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Tagged foreclosure, HAMP, housing, mortgage, mortgage modification, real estate, real estate broker
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Affording Housing
The topic came up again. How can working people afford housing? I’ve always been aware of the choices too many people must make to find a place to live. Going to school (Virginia Tech) next to Appalachia will do that. … Continue reading
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Tagged affordable housing, community, housing, LGBTQ, real estate, real estate broker, Sno-Isle, Tiny Houses, Whidbey Island
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