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Author Archives: Tom Trimbath
Contemplating Negative Interest Rates
Sounds weird, but it is true, and has been for a while. Bonds and mortgages are being sold that have negative interest rates. Ready for that on your credit card? Probably won’t happen, but I’ve been squinting at articles and … Continue reading
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Tagged assets, bitcoin, deflation, Great Recession, personal finance, PNTP, real estate, real estate broker, renewable energy, wealth, Wealth Inequality
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Buying A Lottery Ticket
Thoughts that came to mind while putting a lottery ticket in my wallet and walking across a parking lot . “Buying A Lottery Ticket”, notice the emphasis on ‘A’. Conventional wisdom says don’t spend money on the lottery. Every day … Continue reading
Triple Whammy Eighth Anniversary
My ride through America’s wealth classes continues. Thirty-one years ago, I retired. (See my book, Dream. Invest. Live. for details.) Ten years ago, my portfolio was about to dramatically recover from the Internet Bubble, a divorce I asked for, and … Continue reading
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Tagged AMSC, consultant, DNDN, Dream. Invest. Live., house, housing, investing, LTBH, mortgage modification, MVIS
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Flipping To A Smartphone
My real estate colleagues are relieved. My fellow MVIS shareholders acknowledge a capitulation. I’m waiting for the first two bills to see how big a change it really is to go from a flip phone on Sprint’s network to a … Continue reading
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Tagged AT&T, cell phone, early adopters, flip phone, frugal, frugality, Just Keep Pedaling, Microvision, mobile phone, MVIS, Nextel, smartphone, Sprint, Verizon
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Who Are You Wearing
This isn’t about wearing fur. Most clothes are made from plants (may they rest in peace for the sacrifice they made for our clothing), or oil (yucky, but useful), and occasionally wool or silk (close to fur because animals are … Continue reading
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Tagged architect, country fair, individuality, Just Keep Pedaling, Lands End, luxury, real estate, real estate broker, Whidbey Island
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We Are Comfortable
If you are reading this, there’s a good chance you’re comfortable. There’s also a chance that you’re reading this on your phone or in a library or at work because that’s your only choice. Those may be two answers to … Continue reading
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Tagged advocacy, climate change, frugal, frugality, injustice, social media, unions
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Minimum Wage Housing
This isn’t about me and my personal finances directly, but it makes me think. Finally, the minimum wage is rising. Local governments are realizing that the people who run their cities and towns need to make enough to live in … Continue reading
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Tagged American Dream, assets, Dream. Invest. Live., expense, housing, income, liabilities, minimum wage, personal finance, real estate, Whidbey Island
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Hearing From Healers
I’m thinking about what the doctor said, and I heard it over a week ago. That’s powerful medicine. This was not a conversation with someone in a white lab coat who was wearing a stethoscope as if it was a … Continue reading
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Tagged frugality, health, health insurance, healthcare, insurance, Karate, luxury, naturopath, necessity, Qigong, wealth, Wealth Inequality
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Semi Annual Exercise Mid 2019
From my 2018 end of year portfolio review: “Within the next six months I won’t be surprised to hear good news from: Asterias (under its new ownership of BTX) as their treatment for damaged nerves progresses, Geron as it makes … Continue reading
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Tagged AMSC, AST, BioTime, BTX, Dream. Invest. Live., GERN, Geron, Great Recession, investing, Investor Village, LTBH, Microvision, Motley Fool, MVIS, NeoPhotonics, NPTN, perseverance, personal finance, Silicon Investor, stocks
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Perfectly Imperfect Plans
A friend reminded me; “Better is the enemy of good enough.” which brought to mind, “Humans are imperfect. So, if you think you’re perfect, you’re not human.” and, “No plan survives contact with reality.” But it would be so nice … Continue reading