Category Archives: mortgage

My Mortgage Modification Chronology

Posted on August 3, 2014 by Tom Trimbath

The short story: I get to keep my house, and here’s how it happened. This post will be far less literary than most, but also far more literal and hopefully useful. It is inspired by a celebratory event that I … Continue reading →

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The Recovery Begins

Posted on July 20, 2014 by Tom Trimbath

My recovery begins. My modified mortgage is official, I think. Celebrations were held, mostly by others. Life is improving, slowly – and that’s the way pivotal good news happens, slowly and incrementally (unless I hit the lottery jackpot.) Welcome to … Continue reading →

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My Officially Modified Mortgage

Posted on July 14, 2014 by Tom Trimbath

It’s official – I think. The paperwork from the mortgage servicer came back signed and stamped. Let me check for the third or fourth time. Yep. Signatures have been applied. Okay, what’s next? Ah, wait a minute. I skipped a … Continue reading →

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Mesmerizing Mortgage Mediation Meeting

Posted on November 25, 2013 by Tom Trimbath

Well, that certainly didn’t go according to plan. Housing limbo continues. Today was the long awaited and comically delayed mediation meeting with the mortgage company. Finally, I’ve got enough work to make enough money to pay my mortgage, but would … Continue reading →

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Mortgage Mediation Weirdness

Posted on October 10, 2013 by Tom Trimbath

Just a quick post to keep folks up to date with the oddities that are the episodes of trying to remove the threat of foreclosure. (See Timing Good News Maybe for the prequel to this episode.) Well, that was certainly … Continue reading →

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Timing Good News Maybe

Posted on October 2, 2013 by Tom Trimbath

A blog in two parts: Tuesday Evening and Wednesday Evening Tuesday Evening They said yes! Evidently they liked what I’ve done enough. I asked my two biggest clients (NRM & HCLE) if they’d double  my hours. Yes. And in one … Continue reading →

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Forebearance Foregone Or Not

Posted on June 29, 2013 by Tom Trimbath

What I want to do isn’t what I should do, but I may anyway. I want to devote today to analyzing my stocks for my semi-annual portfolio review, due for my self-imposed deadline of midnight, June 30th. I want to … Continue reading →

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Foreclosure Forbearance

Posted on June 1, 2013 by Tom Trimbath

Dynamic times. And yet, “Hurry up and wait” is the theme, at least when it comes to my house and possible foreclosure. Thursday was another rush to get paperwork together for a meeting. Friday’s meeting was worth the effort, even … Continue reading →

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Double Header Jobs And Houses

Posted on May 25, 2013 by Tom Trimbath

My Jobs Report Month 21 was supposed to be the title of today’s post, the necessary update to last month’s post, but a critical foreclosure conversation happened at the normal post time of Saturday morning. In other words, a meeting … Continue reading →

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Notice Of What – An Update

Posted on May 23, 2013 by Tom Trimbath

Good news in the foreclosure process, I think. I made a call, took some notes, and decided to record it here for myself and others. Typing up scribbled notes help me read my own writing later. It is a good … Continue reading →

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