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Author Archives: Tom Trimbath
Shop Different Shops
We silly humans. We set boundaries and us-versus-them distinctions naturally. We remain tribal, despite being ‘civilized.’ Give us a few generations and that might change. There’s something frugal and personal we can do in the meantime that breaks those borders … Continue reading
Posted in Uncategorized
Tagged farmers market, food, food bank, frugal, frugality, gleaning, Good Cheer, personal finance, shop local, shopping, small town, Whidbey Island
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Tea And Frugality
Sitting beside me, and somewhat inside me, is a cup of Formosa Oolong, a tea with a name that would cause a controversy if mentioned in the wrong place at the wrong time. Here, it is welcome, which isn’t a … Continue reading
Health Insurance Confusion 2019-2020-
Neglecting to click one button leads me to a health insurance bill of over $1,200, and there wasn’t even a doctor’s visit or prescription or consultation involved. I called my health insurance company to clear up a lost $90 payment, … Continue reading
Posted in Uncategorized
Tagged health, health insurance, healthcare, housing, insurance, mortgage, ObamaCare, personal finance
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Oh Know 2020
Oh, no. It looks like 2020 is going to be bumpier than 2019. Allow me to reflect on what I know about 2020, and what it may mean for personal finance, frugality, and planning. As for predicting the future – … Continue reading
Posted in Uncategorized
Tagged America, American Revolution, climate, climate change, disaster, disaster preparedness, economy, election, elections, emergency preparedness, finance, financial independence, frugality, Great Recession, healthcare, jobs, personal finance, political, politics, refugees, social injustice, stocks
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Popular Posts in 2019
I find each year’s popular posts list an interesting exercise. As an investor, it provides hints about what people, in particular other investors, are researching. As a writer, the list provides great feedback about what may bring people back. As … Continue reading
Semi Annual Exercise EOY 2019
Sigh. The too common refrain. Companies making progress in a rising market, but their stocks languish from too little good news, delays, or damaging tweets outside their control. This is my regular exercise to understand what I own, why I … Continue reading
Posted in Uncategorized
Tagged AMSC, GERN, individual investing, Individual investor, investing, Investor Village, LTCX, Motley Fool, MVIS, NPTN, personal finance, Silicon Investor
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Writing Prompts
Ring! It was 7:08AM. “Hello. Can I talk to Thomas Trimbath?” It didn’t sound good. Early morning phone calls using Thomas instead of Tom could be some official relaying bad news. I answered yes. “I’d like to talk to you … Continue reading
Posted in Uncategorized
Tagged Bagpiper Don, frugality, libraries, real estate, real estate broker, self publishing, Whidbey Island, writing
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Apologies And Choices
My apologies to family, friends, community – and to my self. Somehow next week is Christmas. Life in this new world has meant making apologies to old customs, habits, traditions, and expectations. That means an impressive workload means less time … Continue reading
Yet Another Mortgage Story
I think this makes seven or eight, but without driving home and diving into decades-old statements I can only estimate that my little house, my home, has had over a half-dozen mortgage companies/servicers in just under thirteen years. About every … Continue reading
Posted in Uncategorized
Tagged credit, Dream. Invest. Live., finance, housing, mortgage, mortgage modification, personal finance
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Paying For Bad Packaging
Don’t judge a book by its cover. Don’t judge a letter by its envelope. Don’t judge what’s in the box by looking at the box. Skip the judgments and maybe even make some money. Weirder things happen. Two envelopes showed … Continue reading
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